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“How to get Rich Without Doing any Extra Work” There is a famous quote by a smart man by the name of Peter Drucker that goes “There is nothing so useless as doing efficiently that which should not be done at all” Many people are looking for the goose that lays the golden egg in order to find wealth , when the whole time it is right under their nose. A truly great book called “The Richest man in Babylon”explains this principle in more detail but I will use the game of golf as a metaphor for this hugely profitable principle. The power of compounding was emphasized by Einstein as universally one of the most powerful Laws known. Now those who play golf understand that betting on holes can be fun(especially with a few cold ales in the mix). Now suppose I started 18 holes with my buddy and I said lets mix it up and start at 10c a hole but double it each hole, what would he do. He’d start at doing a quick risk analysis of worst case scenario(he’s got a great snap hook). Anyway, hole one, 10c, hole two 20c, hole 3 40c and then hole 4 80c. It doesn’t sound too costly does it. What’s the maximum I would be playing for, $12-$30 right? Wrong? On the last hole we would be playing for  Over $13,000, thats right $13,000. Now that’my friends is the power of compounding. So what’s the point? The point is, like most of us, you see putting away a bit of money each week as not really amounting to much and usually when we have a bit of money built up we think of something to spend it on. Now i no money isn’t everything, but having money and time does give you a lot more freedom to do exactly what you want in life. Now back to golf. If you thought you’d wait a little while to start this saving thing, have a good look what happened up till hole 14. You were only playing for $819. The growth had been slow and seeing this on a graph would show a very shallow incline, but what happens from hole 15 to 18 is staggering! The compounding builds incredible momentum very quickly. So the point is, start this now, don’t wait and secondly, don’t touch it. The general rule if this is really going to work is all about percentages. Invest 30% of your income and live on 70%. Pay yourself the 30% first then pay all your bills second(NOT THE OTHER WAY ROUND) If you can’t pay all your bills, don’t dip into savings. Get extensions on the bills and work out ways to cut your spending(spend less than you earn). The magic formula that many of the Richest people like Warren Buffet practice in investing the 30% is called the bucket theory. Bucket one is 10% of your income-this bucket is for giving away, that’s right, giving away. This is so money never becomes the focus of living, prosperity does. We started this principle 10 years ago and has been one of the most satisfying principles we have ever used in our lives. You really see what kind of a person you really are when it comes to this one. The second 10% is invested in self managed super(its very easy to change over your fund-ask your accountant) and this can be a huge difference in your bottom line come 60 when you use some simple investing strategies. And the third 10% is a bucket for rewards. By rewards I mean, is it a new car that you want, or a deposit for a house, or round the world holiday. This something definitive you are saving for. If you start now and follow this equation you can be a millionaire within 15 years. Ps These tips came from a guy called Tony Robbins, a Billionaire who gets paid $1 million dollars for a couple of hours per year with one client alone, so he’s got a few tips to share. Another time, “How to double your income within a year while working less hours. ” And for the golfers, on the 19th hole the price of some drinks and the pokies was much more! This is Chris Hasson, I hope this has been helpful, catch ya!

I met a person the other day who works long hours in the intensive care waiting room watching anguished patients, listening to urgent questions. Will my child make it, will my husband walk again, how to you live without your companion of thirty years. The intensive care waiting room is different from any other place in the world. And the people who wait are different. They can’t do enough for each other, no one is rude and there are no distinctions of class. The garbage man loves his wife the same as a university professor loves his. Each person pulls together for everyone else. In the intensive care waiting room, the world changes. Vanity and pride vanishes. The universe is focussed on the next doctors report. Everyone knows that the only thing that matters is loving someone else and that is what is important in life. Should we live more life as though we were in the intensive care waiting room. This is Chris Hasson, have a great day.